Free interest bearing checking and much more...friendly, personal service. Free interest bearing checking accounts Free life savings insurance up to $2,500.00 (on death) Audio Response (815) 937-7451 available 24 hours a day, 7 days a week     Loans (signature, vehicle and share secured) GAP and an extended warranty program with CUNA (learn more and/or calculate a payment) Visa Cards - 13.44%, no annual fee Mortgage Lending Information (Central States Mortgage) American Express Travelers Checks ($1 per hundred) and Gift Checks($2 per check) Money orders (.50¢ up to $1,000) Vacation Savings Accounts Christmas Clubs IRA's (Traditional, Roth & Educational) Certificates of Deposit Direct Deposit and Payroll Deductions for state of Illinois employees This credit union is federally insured by the National Credit Union Administration.