SDC Employee Credit Union Rates
Effective June 12, 2008

			Dividend Rate	APY
	Share Certificates
		$1,000 minimum - 1 year	3.45%	3.45%
		*penalty of 90 days interest for early withdrawal
			Dividend Rate	APY
	Traditional and Roth IRA's
			3.00%	3.08%
			APR	Term
	New Vehicle Rates
		Untitled ($18.27 per $1,000)	4.50%	72 months
			APR	Term
	Used Vehicle Rates
		2008 - 2005 ($18.37 per $1,000)	5.00%	60 months
		2004- 2003 ($20.28 per $1,000)	8.00%	60 months
		2002 - 1999 ($22.25 per $1,000)	12.00%	36 months